Our Ark Mutual is a Discretionary Mutual that provides risk protection for buildings, contents & business interruption, as an alternative to insurance, to organisations that are at the heart of their local community.

Send us the details, or talk to one of the team.

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Our Quotes are Priced per Building
Each property, whether it's one or thousands, will be priced individually to form the quote.

Why do we do it this way?

> It enables true assessment of a property, not just an address.
> It ensures no assumptions are made, each is assessed on its risks.
> It identifies the factors driving price, then decisions can made about how to protect or mitigate.

For more:
> Read the PDS
Clients suitable for Our Ark include:
> Community Housing
> Aboriginal Land Councils
> Indigenous Businesses
> Regional hotels, hostels & accommodation
> Churches of any denomination
> Places of gathering for any religion
> Community groups, clubs & associations
> TAFEs, RTOs and other education providers
> Regional or small independent schools
> Early care & education centres

Or other organisations vital to a local community. If you've got a client that's outside this list, ask us about their suitability.

Data needed to quote
Where possible, for each building, provide:
> Renewal or inception date
> Asset list values
> Consequential loss values
> COPE information
> Limit of Liability
> Previous claims
> Settlement basis
> High value items
> Claims hurdle

If you have questions about the PDS or, the specifics of your client, how to get a quote, just ask.
How referral fees work
If the AFSL under which you operate includes Miscellaneous Financial Risk products, you may obtain a quote and operate in your usual manner with your client - fees or commission.

Contact us to receive the Our Ark standard broker agreement.

If the AFSL does not have that inclusion, Our Ark has a Referral Program that remunerates referrers with a fee.

Not sure?
Talk to us.


1300 687 276

Our Ark acknowledges the Traditional Custodians of the land on which we operate, live, and gather as employees, and recognise their continuing connection to land, water and community.
We pay respect to Elders past and present.
Our Ark Mutual Limited is managed by Our Ark Management Pty Ltd ACN 619 600 118, an Authorised Representative (AR No.1302936) of Picnic Licensing Pty Ltd (AFSL No 532540).

Any advice provided about Our Ark Mutual's products is of a general nature only. It does not take into account your personal circumstances.

Please read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) to see if the product is right for you.
Copyright © 2024 Our Ark Mutual