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Thriving communities are supported by vital organisations.

Our Ark provides an alternative to insurance to these organisations.
Our Ark is a discretionary Mutual

What is risk protection?

Risk Protection is an alternative to insurance that is only offered by Discretionary Mutual Funds.

As a Mutual, Our Ark is owned by its customers which includes child care providers, community housing, aboriginal land councils, churches, aged & NDIS care providers, charities, community groups, not for profit groups and more.

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Our Ark Mutual Risk Protection offers fair prices with few exclusions, rapid claims with no excess, for a tailored product where surplus is retained.
Our products

Protecting what matters

Our Ark provides industrial special risk protection, including commercial property and contents, with broad inclusions based upon the type of services or activities provided by the community-connected organisation.

It's not insurance, it's an insurance alternative that caters for specific types of organisations that support local communities.

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Our Ark Mutual protecting what matters to local communities

How did Our Ark begin?

After receiving a renewal with a 500% increase, one Anglican Diocese had no alternative other than to operate with uninsured buildings.

After hearing similar stories from other organisations, this Diocese sponsored the creation of Our Ark - a discretionary mutual for all organisations that connect communities together.

Now Our Ark protects community-centric organisations across Australia including community housing, child care centres, land councils, regional accommodation providers, charities, others churches, other religious groups and more.

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The Venerable Christopher Wright OAM
DISCOVER more About Our Ark

News, Media releases 
& Insights

Our Ark welcomes 100th Member!

Discretionary mutual Our Ark has signed up its 100th member three years after its launch in December 2020, and now protects about $2.5 billion of assets across the country.

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Tools, information and apps to help you prepare for weather & natural perils events

A list of useful articles and key resources to assist with readiness planning for weather and other peril related events.

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Our Ark Mutual launches cyclone offering

Discretionary mutual Our Ark has started offering cyclone insurance to its members, the Picnic Labs-operated risk protection business announced today. Our Ark Cyclone Insurance covers loss or damage arising from an eligible cyclone event to a member’s buildings and/or contents, or consequential loss at the insured addresses, caused by wind, rain, rainwater or rainwater runoff; flood; and storm surge.

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