Chat to Our Ark, providers of insurance alternatives for community focussed organisations.

Fair prices.
Few exclusions.
No excess.

A not-for-profit
alternative to insurance.

As Featured In
The Australian - How Our Ark began to provide an alternative to insurance.
Pro Bono Australia - Our Ark providing an insurance alternative to NFPs and Charities.
Insurance News - Australia's leading insurance industry publication
Insurance Business News - Australia's Leading Insurance Industry publication
Insurance Business Magazine


Discover how our alternative to insurance is providing customers better protection at a fair price.

"We've had very few claims over the past 10 years & we were still presented with a premium increase of more than 500%.

We thought about self-insuring, but the risk was too high.

Picnic came along at just the right time to design, launch, and run Our Ark Mutual & they haven't put a foot wrong!"

The Venerable
Christopher Wright OAM

Archdeacon of theAnglican Diocese of North Queensland

"Normally we accept annual price increases for insurance.

Yet, we have saved more than 20% compared to 2020.

Plus, we have broader protection, which gives us peace of mind.”

Dave Kernick
Chief Executive Officer

KAruah Local Aboriginal Land Council

“We saved 50% off the last premium and we have more things included.

It’s been a huge saving for our community-focussed childcare centre.

The savings can be spent on things that our centre needs for our educators and children.”

THE Owner

ChildCare Centre Victoria

“A few years ago, the local river flooded our Community Hall and we made a claim. We have done a lot of work to decrease the chance of this happening again.

Yet last renewal, no insurer would provide a quote.

Our Ark provided a fair price, and they respected the work we’d done to mitigate the risk. They factored in our hard work to protect our hall.”

 Barry kennett



Your organisation has specific needs, so that’s how we’ve designed our products.
Alternative Insurance products for childcare, aged care, NFPs, charities, churches & faith based organisations.
find the right product for you


Our Ark is a customer-owned organisation that has been designed by customers with insurance experts to create a real alternative to insurance.

This means that our risk protection products are designed to benefit all customers.

Plus, as a not-for-profit alternative to insurance, resulting surplus after fees and claims, it retained for the benefit of all Members.


We’ll help you switch to our risk protection alternative to insurance.

Regardless of when your renewal is due, it may bepossible to switch to Our Ark.

Start a quote and see what a difference our alternative to insurance can make.

Start a QUOTE
Our Ark Mutual - how it works
Trusted Reinsurance


Our Ark is supported by trusted, robust reinsurance partners. So, if the worst happens, you can have peace of mind that you’re protected.